To bail or not to bail -  That should not be the question for Congress.  It's wrong for the government to pick winners and losers and the bailout nation mentality will ensure that Democrats are the losers in the midterm elections.

The current financial regulation reform bill is more of the same; talk of Wall Street reforms that cater to Wall Street.  Case in point, the bill includes a $50 billion dollar bailout fund to liquidate failing institutions which is nothing more than a big government bailout.   Giving the government the power to bailout institutions at their own discretion, virtually guarantees risky behavior resulting in a government bailout.   If a game show contestant knew they had more lifelines, they would keep making risky moves.

While Dodd denies the existence of a bailout provision, Senate Minority Leader Mitch McConnell points out, "this bill not only allows for taxpayer-funded bailouts of Wall Street banks; it institutionalizes them."

Democrats across the country will lose their seat in November because of the bailout blunders.  Harry Reid, Barbara Boxer, and Blanche Lincoln are among those on vulnerable Democrat list.  Lincoln's top potential GOP challenger, Gilbert Baker, carries a blue tarp on the campaign trail to highlight his "bailouts are bad" message. (www.senatorgilbertbaker.com)

If we haven't learned anything else from the financial crisis, we've learned this: big government bailouts lead to oversized risks and almost certain failure. Hard working taxpayers don't want to pay for the lavish lifestyles of the bailed out bank executives, and Democrats will learn the bailout buck stops on election day.